| Category | Total Monthly Spending |
| Housing (all expenses including mortgage/rent, utilities, insurance, taxes, etc.) | $ |
| Transportation (car payments; money spent on car, bus, train, taxicab, etc) | $ |
| Food (groceries, animal feed, anything you would purchase at the grocery store) | $ |
| Entertainment (all money spent on vacations, eating out, any kind of fun activity) | $ |
| Clothing (all clothing including shoes and seasonal clothing purchases) | $ |
| Medical (doctor, dentist, eye glasses, medication, co-pay, insurance, etc.) | $ |
| Miscellaneous (anything that doesn't fit in any other category) | $ |
| Insurance (other than car, home or health) | $ |
| Child Care / Education Expenses (child or adult) | $ |
| Charitable Giving (money given to church, charity, helping others, tithe, etc.) | $ |
| Debt payment ( other than car or home mortgage) | $ |
| Saving (money put in the bank and left there for future emergencies) | $ |
| Investing (any money put into long-term investments for the future) | $ |
| Other (any necessary category not already listed) | $ |